Asset base funding

Asset-Based Lending: Leverage Your Assets, Transition to Growth

Take advantage of our flexible asset-based lending program min. USD 5M & up no limit to finance growth, an acquisition or support a turnaround or restructuring.

Asset-based financing: the optimal working capital solution

Asset-based lending, also known as asset backed finance, ABL lending or an asset-based loan, provides your small or medium-sized business with fast, flexible financing to optimize cash flow and manage effectively through critical transitions. Whether your business is looking to maximize growth opportunities or manage a successful turnaround, asset finance solutions provide maximum flexibility, especially in the following circumstances:

  • Refinancing
  • Rapid growth
  • Restructuring or turnaround
  • Acquisition, merger or buyout

Leverage your assets, fuel your growth

You know the value of your company’s assets, they are the backbone of your business, ensuring your ability to consistently produce and deliver. But as a small or medium-sized enterprise, your assets are also an ideal source of financing. We can unlock the value of your assets, and provide you with a flexible direct loan from $5 million up to no limit depend your asset market valuation..

The size of your asset-based loan is based on a percentage of the combined value of your accounts receivable, inventory, equipment, and in special circumstances, real estate. This allows your company to turn its assets into working capital and access flexible funding quickly. Most importantly, with an Accord asset-based loan, as your company’s operations and assets grow, so does the available funding, which is essential to help you achieve your next milestone.

Your asset-based loan is based on your asset market value. LTV is 67% at very low interest rate for the max. tenure of 9 years.

How we can arrange asset base funds?

Your asset-based loan request will be evaluated based on the value of your collateral and your management team’s experience, aiming to meet your financing needs without imposing onerous financial covenants. This will allow your small or medium-sized business to quickly access more financing than with a traditional bank loan. As you know, timing is key when you need liquidity to manage your daily operations.

  • We have very well experience in asset finance solutions and in dealing with small and medium sized businesses.
  • You deal directly with decision-makers who respond quickly and provide top notch service. The ability to deal with decision-makers expedites the entire asset-based lending process, from due diligence to credit approval and funding.
  • Our highly experienced team works hard to understand your business to make sure we grow with you, providing support at each level of success. And our word is our bond, when we say we’ll do something, it’s as good as done.

Our asset-based lending programs cover most industries, including focused specialties such as  Lender Finance and Retail Inventory Finance.

Our industry expertise

Asset-based lending is ideal for a wide variety of industries across the globe. We have provided asset-based financing to a broad range of companies like yours, including manufacturers, wholesalers, distributors, retailers, importers, exporters and many others. Some examples of industry sectors where we have provided asset-based loans include:

  • Food and beverage
  • Transportation
  • Retail and e-commerce
  • Apparel and footwear
  • Commercial and consumer lenders
  • Staffing
  • Professional services
  • Waste and recycling
  • Energy
  • Automotive parts and supplies
  • Oilfield services
  • Telecommunications and electronics
  • Tourism and hospitality
  • Plastics and industrial manufacturing